Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple.
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The Electronic Fund Transfer Act (EFTA) (15 U.S.C. § 1693) was enacted in 1978 to protect consumers engaging in electronic fund transfers (EFTs).
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Provides a clear understanding of the law governing electronic funds transfers, with emphasis on global and domestic wire transfers, ACH payments and.